Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q121.
Which of the following is/are not the constituent sector(s) of the Gross Domestic Product (GDP) of India ?
I. Agriculture & allied activities

II. Foreign Exchange Reserve

III. Industry
1) Only I 2) Only II
3) Only III 4) Only I and II
5)All I, II and III
Answer : Only II
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Q122.
What is the maximum number of withdrawals allowed per month in Basic Savings Bank Deposit Accounts (BSBDA) ?
1) 2 2) 3
3) 4 4) 5
5)No restrictions
Answer : 4
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Q123.
Which of the following refers to the amount that the commercial banks require to maintain in the form of gold or Government approved securities before lending ?
1) Repo rate 2) Bank rate
3) CRR 4) SLR
Answer : SLR
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Q124.
What does CTS stand for  ?
1) Cheque Termination System 2) Cheque Truncation System
3) Cheque Transaction System 4) Cheque Transaction Scheme
5)None of these
Answer : Cheque Truncation System
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Q125.
Which body on 28 November 2014 issued final guidelines for the Bharat Bill Payment System (BBPS) ?

1) RBI 2) IRDA
3) SEBI 4) National Payments Corporation of Indian
5)None of these
Answer : SEBI
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Q126.
Currency Swap is an instrument to manage ? 
1) Interest rate risk 2) Currency risk
3) Currency and interest rate risk 4) Cash inflows in different currencies
5)All of the above
Answer : Cash inflows in different currencies
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Q127.
Which of the following is the part of the name of a Public Sector Bank in India ?
1) Tata 2) Dena
3) Jindal 4) Gokhale
5)None of these
Answer : Dena
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Q128.
What is the full form term IMPS ?
1) Immediate Mobile Payment Service 2) Inter-Mobile Payment Service
3) International Mobile Payment Service 4) Instant Payment Service
5)None of these
Answer : Immediate Mobile Payment Service
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Q129.
Fiscal Responsibility and Budget Management Act (FRBM) concerns -
I. Fiscal Deficit
II. Balance of Payment
III. Revenue Deficit
1) Only I 2) Only II
3) Only I & II 4) Only I & III
5)All of these
Answer : Only I & III
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Q130.
Micro Credit or Micro finance is a novel approach to banking with the poor. In this approach bank credit is extended to the poor through -
1) Self Help Groups 2) Anganwadees
3) Cooperative Credit Societies 4) RBI
5)None of these
Answer : Self Help Groups
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