Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q121.

Which of the following is/are not the constituent sector(s) of the Gross Domestic Product (GDP) of India ? I. Agriculture & allied activities II. Foreign Exchange Reserve III. Industry

1)	Only I	2)	Only II
3)	Only III	4)	Only I and II
5)	All I, II and III

Q122.

What is the maximum number of withdrawals allowed per month in Basic Savings Bank Deposit Accounts (BSBDA) ?

1)	2	2)	3
3)	4	4)	5
5)	No restrictions

Q123.

Which of the following refers to the amount that the commercial banks require to maintain in the form of gold or Government approved securities before lending ?

1)	Repo rate	2)	Bank rate
3)	CRR	4)	SLR

Q124.

What does CTS stand for  ?

1)	Cheque Termination System	2)	Cheque Truncation System
3)	Cheque Transaction System	4)	Cheque Transaction Scheme
5)	None of these

Q125.

Which body on 28 November 2014 issued final guidelines for the Bharat Bill Payment System (BBPS) ?

1)	RBI	2)	IRDA
3)	SEBI	4)	National Payments Corporation of Indian
5)	None of these

Q126.

Currency Swap is an instrument to manage ?

1)	Interest rate risk	2)	Currency risk
3)	Currency and interest rate risk	4)	Cash inflows in different currencies
5)	All of the above

Q127.

Which of the following is the part of the name of a Public Sector Bank in India ?

1)	Tata	2)	Dena
3)	Jindal	4)	Gokhale
5)	None of these

Q128.

What is the full form term IMPS ?

1)	Immediate Mobile Payment Service	2)	Inter-Mobile Payment Service
3)	International Mobile Payment Service	4)	Instant Payment Service
5)	None of these

Q129.

Fiscal Responsibility and Budget Management Act (FRBM) concerns - I. Fiscal Deficit II. Balance of Payment III. Revenue Deficit

1)	Only I	2)	Only II
3)	Only I & II	4)	Only I & III
5)	All of these

Q130.

Micro Credit or Micro finance is a novel approach to banking with the poor. In this approach bank credit is extended to the poor through -

1)	Self Help Groups	2)	Anganwadees
3)	Cooperative Credit Societies	4)	RBI
5)	None of these