Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q1441.

The rate of interest, banks charge to its main/major and prime; customers is popularly called as

1)	Prime Lending Rate	2)	Repo Rate
3)	Cost of Fund	4)	Risk Premium
5)	Reverse Repo Rate

Q1442.

The Statutory Liquidity Ratio (SLR), the amount of liquid assets such as cash, precious metals and other short-term securities are kept with -

1)	RBI	2)	Individual banks
3)	Finance Ministry	4)	A bank designated by RBI
5)	None of these

Q1443.

If money lend for 15 days or more inter-bank, it is called -

1)	Call money	2)	notice money
3)	term money	4)	All of these
5)	None of these

Q1444.

Interest payable on Savings bank account is :

1)	not regulated by RBI	2)	regulated by State Govt
3)	regulated by Central Govt	4)	regulated by individual banks
5)	None of these

Q1445.

Which of the following cannot be called as a Debt Instrument as referred in financial transactions ?

1)	Certificate of Deposits	2)	Bonds
3)	Stocks	4)	Commercial Paper
5)	Loans

Q1446.

Which of the following is the best expression of Bank Assurance ?

1)	an insurance scheme to insure bank deposits	2)	an insurance scheme exclusively for the employees of banks
3)	a composite financial service offering both bank & insurance products	4)	a bank deposit scheme exclusively for employees
5)	None of these

Q1447.

Whenever RBI does some open market operation transactions actually it wishes to regulate which of the following ?

1)	Inflation only	2)	Liquidity in economy
3)	Borrowing powers of the banks	4)	Flow of Foreign Direct Investment
5)	None of these

Q1448.

What is the full - form of the term LRMT ?

1)	Liquidity Risk Monitoring Tools	2)	Liquidity Ratio Monitoring Tools
3)	Liquidity Rate Monetary Tools	4)	Liquidity Ratio Monetary tools
5)	None of these

Q1449.

What is/are the objective/s of Know Your Customer (KYC) norms is ?

1)	To give boost to bank deposits	2)	To safeguard bank advances
3)	To monitor transactions of suspicious nature	4)	Both 1 and 2
5)	None of these

Q1450.

Recently, RBI has issued draft guidelines for setting up small banks and payment banks. What is the minimum paid-up capital requirement of both payments banks and small banks ?

1)	Rs. 50 crore	2)	Rs. 20 crore
3)	Rs. 100 crore	4)	Rs. 40 crore
5)	Rs. 500 crore