Awareness

ISBT Awareness for all banking PO,Clerk,IBPS PO,Railway,SSC,IAS,OAS Exams

Q1381.

Government has on 19 December 2014 approved  - % interest rate on provident fund deposits for 2014-15 ?

1)	8.25%	2)	8.50%
3)	8.75%	4)	9%
5)	None of these

Q1382.

Recently,Union government  rolled out 'Swachh Bharat Kosh' mission. The fund that will be raised through this mission will finance activities such as construction of ?

1)	Public Wells	2)	Public Libraries
3)	Public toilets	4)	All above the three
5)	None of these

Q1383.

A formal evaluation of an individual's or company's credit history and capability of repaying obligations is known as -- .

1)	Amortization	2)	Net Asset Value
3)	Credit rating	4)	Cash Credit
5)	None of these

Q1384.

A customer can approach banking ombudsman if he does not get satisfactory response to his grievance from the bank within how many days ?

1)	7 days	2)	14 days
3)	30 days	4)	60 days
5)	None of these

Q1385.

With which of the following is 'Channel Financing' associated ?

1)	Supply Chain Finance	2)	Retail Lending
3)	SME Lending	4)	Corporate Lending
5)	None of these

Q1386.

Which of the following organisations provide credit history of the borrowers?

1)	SEBI	2)	IBA
3)	CRISIL	4)	CIBIL

Q1387.

Can anyone file an appeal against the order passed by the Banking Ombudsman? If so who is the Appellate Authority ?

1)	The Chairman of concerned Bank	2)	The Deputy Governor of RBI
3)	Governor of RBI	4)	Finance Minister
5)	None of these

Q1388.

Generally, the Public Provident Fund (PPF) account is opened for a period of ------ .

1)	5 years	2)	10 years
3)	15 years	4)	No time limit
5)	None of these

Q1389.

Which is the one of the objectives of KYC (Know Your Customer) norms ?

1)	to safeguard banks advances	2)	to monitor transactions of suspicious nature
3)	to help income tax authorities to collect income tax	4)	to give boost to bank deposits
5)	None of these

Q1390.

Which of the following is/are not the constituent sector(s) of the Gross Domestic Product (GDP) of India ? I. Agriculture & allied activities II. Foreign Exchange Reserve III. Industry

1)	Only I	2)	Only II
3)	Only III	4)	Only I and II
5)	All I, II and III